National Parivar Mediclaim Plus

National Parivar Mediclaim Plus The National Parivar Mediclaim Plus Policy covers the family including self, spouse, children and parents/parents-in-laws under one floater sum insured. This is a unique product which offers coverage as high as Rs. 50 Lakh, with many innovative features. The Policy can be renewed life-long.

Key Benifits Basic features Hospitalisation expenses are covered. Treatment under Allopathy, Ayurveda, Homeopathy are covered upto full sum insured. Pre (30 days) and Post (60 days) Hospitalisation covered. 140+ Daycare treatments covered. Domiciliary treatment :- Plan A – Up to INR 1,00,000 Plan B – Up to INR 2,00,000 Plan C – Up to INR 2,00,000 Organ Donor’s expenses including pre and post hospitalisation Capping on any one illness No capping New Features Maternity, Newborn baby cover - Plan A – Up to INR 30,000 for normal delivery and INR 50,000 for caesarean section Plan B – Actual Plan C – Actual Infertility treatment Cover - Plan A – Up to INR 50,000 Plan B – Up to INR 1,00,000 Plan C – Up to INR 1,00,000 Anti-rabies vaccination Cover - Up to INR 5,000 Medical second opinion - One MSO per family in a policy year, for 88 major illnesses Hospital cash benefit (per insured person, per day) - Plan A – INR 500, max. of 5 days Plan B – INR 1,000, max. of 5 days Plan C – INR 2,000, max. of 5 days Ambulance expenses (per insured person, in a policy year) - Plan A – Up to INR 2,500 Plan B – Up to INR 4,000 Plan C – Up to INR 5,000 Air Ambulance expenses :- Plan A – Not covered Plan B – Up to 5% of SI Plan C – Up to 5% of SI Medical Emergency Reunion :- Plan A – Not covered Plan B – No sublimit Plan C – No sublimit Vaccination for children :- male child upto the age of 12 years, female child upto the age of 14 years Plan A – Up to INR 1,000 Plan B – Actual Plan C – Actual Post hospitalisation expenses for Doctor’s home visit & nursing care :- Plan A –Not covered Plan B – INR 1,000 per day, max. of 10 days Plan C – INR 2,000 per day, max. of 10 days Reinstatement of Sum Insured due to road traffic accident :- Covered in all the plans No sub limit of Room rent/ ICU charges in Plan B and C Optional cover (by paying additional premium) Pre-existing Diabetes & Hypertension - Up to the full Sum Insured First yr – up to 25% of SI Second yr – up to 50% of SI Third yr – up to 75% of SI Critical Illness Benefit amount – INR 2,00,000/ 3,00,000/5,00,000/10,00,000/15,00,000/20,00,000/25,00,000 in addition to the SI Out-patient treatment Limit of cover per family- INR 2,000/ 3,000/4,000/ 5,000/10,000/ 15,000/ 20,000/ 25,000 in addition to the SI Other features Good Health Incentives :- Plan A – Every 2 yrs., up to INR 5,000 irrespective of claims Plan B – Every 2 yrs., up to INR 7,500 irrespective of claims Plan C – Every 2 yrs., up to INR 10,000 irrespective of claims No claim discount -@ 5% discount on base premium for each claim free year Income Tax Benefit (under section 80D of Income Tax Act), except the Critical Illness cover Salient Feautures INR 6 Lac to 50 Lac, available in 3 plans Plan A – INR 6/7/8/9/10 Lac Plan B – INR 15/20/25 Lac Plan C – INR 30/ 40/ 50 Lac Who can be covered :- Family includes Self, Spouse, Children &Parents/Parents in laws Renewability :- Lifelong Policy period :- Min – 1 year, Max – 3 years Covered not available Not Covered not available For any queries please mail us at nandainsurance9@gmail.com