Key Benifits
- Basic features
- Hospitalisation expenses are covered.
- Treatment under Allopathy, Ayurveda, Homeopathy are covered upto full sum insured.
- Pre (30 days) and Post (60 days) Hospitalisation covered.
- 140+ Daycare treatments covered.
- Domiciliary treatment Up to 20% of SI, subject to maximum of INR 50,000
- Organ Donor’s expenses including pre and post hospitalisation
- Capping on any one illness No capping
- New Features
- Maternity, Newborn baby cover - Up to 10% of SI subject to INR 30,000 in case of normal delivery and INR 50,000
in case of caesarean section
- Infertility treatment Cover - Up to INR 50,000
- Anti-rabies vaccination Cover - Up to INR 5,000
- Medical second opinion - One MSO per family in a policy year, for 88 major illnesses
- Hospital cash benefit (per insured person, per day) - INR 300, max. of 5 days
- Ambulance expenses (per insured person, in a policy year) - Up to INR 1,000/- per illness & INR 2,500/-
- Zone wise rating with discounts on lower rated zones
- Optional cover (by paying additional premium)
- Pre-existing Diabetes & Hypertension - Up to the full Sum Insured
- Critical Illness Benefit amount – INR 2,00,000/ 3,00,000/5,00,000/10,00,000 in addition to the SI
- Out-patient treatment Limit of cover per family- INR 2,000/ 3,000/4,000/ 5,000/ 10,000 in addition to the SI
- Other features
- Good Health Incentives Health check up Benefit after every 4 claim free years up to INR 5,000
- No claim discount -@ 5% discount on base premium for each claim free year
Income Tax Benefit (under section 80D of Income Tax Act)
Salient Feautures
- Sum insured option :- INR 1 Lac to 10 Lac in multiples of 1,00,000
(single sum insured for whole family)
- Who can be covered :- Family including Self, Spouse, dependent children &Parents
- Renewability :- Lifelong
- Policy period :- Min – 1 year, Max – 3 years
Covered
not available
Not Covered
not available
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